As an Philadelphia Personal Injury Lawyer I am often asked, “what should I do if I am injured in a car accident and the other party leaves the scene of the accident”? If you’ve been involved in a motor vehicle accident in which the individual who caused the accident left the scene, then you have a potential source of recovery for your injuries. This is under your uninsured motorist benefit which is purchased by you at the time that you bought your own insurance policy. This provides for your medical bills, your loss wages, and liability if you’re the cause of the fault. That uninsured motorist coverage is a specific coverage that you must elect, and a specific premium is charged for that coverage. It can be secured in the amount of $15,000, $50,000, $100,000 or up to $1 million if you want to pay the premium.
There is a provision in the uninsured motorist statute that says that if you are struck by a hit and run vehicle, you can pursue the process by recovering your damages from your insurance company. You pursue the insurance company the same you would on any other uninsured motorist claim, which is either to pursue them by arbitration or pursue them by suing them in the State Court.
Have you been in a car accident where the other party left the scene of the accident? Contact experienced Philadelphia Personal Injury Lawyer Walter Timby to fight for you.
This educational blog was brought to you by Walter Timby, an experienced Philadelphia Personal Injury Lawyer.