As an experienced Media Personal Injury Attorney, I get questions all the time from clients regarding paying medical bills after an accident. If you are involved in a serious automobile accident in the State of Pennsylvania, the initial phase of your medical bills are compensated by your automobile insurance policy, that you purchased for your own benefit. In that particular policy there are two provisions. They are elected by you. The first provision is that it provides at least a minimum of $5,000 in medical benefits, which will pay your medical bills up to that amount by your automobile insurer.
The second option is that you are also able to receive certain wage compensation if you’ve elected that wage compensation alternative under your policy. That usually is also at a $5,000 minimum coverage. You could have bought more, but it usually isn’t the case with the medical or the wages. Once the $5,000 medical is exhausted, you then have the right to go to your own medical insurer, either the Blue Cross or Aetna or whatever your home provider is and they will pay your medical bills after the first $5,000. With regard to your wages, it’s similar. You then go to your employer and look at either short term disability and/or long term disability depending on how long you’ve been out. That’s how you make your way through either getting your medical bills paid and covered. That way they’re not coming out of pocket or your wages if you’re unable to work after the automobile accident.
If you have any questions about paying your medical bills after an accident, please contact our Media Personal Injury Attorneys for a free case evaluation.
This educational blog was brought to you by experienced Personal Injury Attorney Walter J. Timby. Our law firm proudly represents clients throughout Media, as well as Pennsylvania, the greater Philadelphia area, Delaware and New Jersey.